Maria Francesca Tan was just 6 years old when she started thinking of ways to make money. She reminisces, “Each day, I would always wait for my dad to come home and ask him how much he made that day. One time, he jokingly said he made zero.” Thus, at such an early age, she […]
Category: Financial Genius
Buying an Investment Property by Rafael Amoranto
Let your head not your heart have the deciding say when buying an investment property. It’s tempting to allow your emotions to get the upper hand if you are purchasing your own home, but if you don’t intend to live in the property, look at it with ‘investment eyes’ only.
Buying a second property… by Rafael Amoranto
History rarely repeats itself and this is certainly true of buying a home second time around. As an established — or next time buyer — you have experience on your side but there are many new challenges to encounter that you may not have dealt with as a first home buyer.
Building Wealth for Retirement by Rafael Amoranto
Investing in property can help build wealth for retirement in a way that superannuation, savings or the stock market cannot.
Old versus New Property
If there’s one topic property investors rarely agree on, it’s what makes a better investment: old or new?
House versus Apartment by Rafael Amoranto
Does a house make a better investment than an apartment? It’s a common question but like the ‘old versus new’ debate, the answer depends on who you speak to!
Private Sale or Auction by Rafael Amoranto
Selling your home via auction or private treaty is never an easy decision to make. Your real estate agent may have a strong opinion about which is the better option so be sure to quiz them about the reasons for their preference. It might also help to look at auction clearance rates in your area […]
Renovate to Sell by Rafael Amoranto
Renovation is one of the ways you can differentiate your home to attract buyers in a slow market, but you need to do your homework to ensure that renovating before you sell is worth the time, effort and money.
Myths of Insurance by Rafael Amoranto
We rarely think twice about insuring our car, our house and even our possessions, yet we often overlook protecting our most important asset — our income.
Price Bubble Debunked
Despite talk of a housing price bubble, ANZ research shows there is little chance of a housing market crash this year. The bank forecasts prices to remain on hold or fall slightly, but not crash.
Refinancing Mistakes to Avoid by Rafael Amoranto
Avoid these common mistakes and refinancing your home loan should be a simple, trouble-free experience. Successfully navigating the refinancing process can enable you to take advantage of better rates and features, as well as provide finance for a renovation, construction or property purchase.
Affordable Property Investment by Rafael Amoranto
A large bank balance is not a prerequisite for affording an investment property. There are many options available to help you get a foot in the door including using home equity, tax incentives and tailored investment loans.